www.stgeorgephysio.ca
  • Home
  • Services
    • Physiotherapy
    • Massage Therapy
    • Chiropody
  • Our Team
  • Testimonials
  • Preparing For Appointment
  • Contact Us
  • Insurance & Coverage
  • Blogs
  • LOCATIONS
  • More
    • Home
    • Services
      • Physiotherapy
      • Massage Therapy
      • Chiropody
    • Our Team
    • Testimonials
    • Preparing For Appointment
    • Contact Us
    • Insurance & Coverage
    • Blogs
    • LOCATIONS
www.stgeorgephysio.ca
  • Home
  • Services
    • Physiotherapy
    • Massage Therapy
    • Chiropody
  • Our Team
  • Testimonials
  • Preparing For Appointment
  • Contact Us
  • Insurance & Coverage
  • Blogs
  • LOCATIONS

Insurance & Coverage

INSURANCE-BASED COVERAGE

See additional details below (note that this list may not be exhaustive)

Extended Health Care Benefits/Work Insurance

You may have access to coverage for our services through your extended health care benefits package though your place of employment.  The type and amount of coverage varies from plan to plan and can cover a variety of services such as Physiotherapy, Massage Therapy, Chiropody, bracing and custom foot orthotics.  If you require some aid in navigating your coverage, please speak to our front desk.  We will do our best to assist you.  We may be able to bill your insurer directly.

Automobile Insurance Benefits

You may have coverage for Physiotherapy, Massage Therapy, and Chiropody treatment if you have been involved in a motor vehicle accident (whether you were a passenger, pedestrian, or cyclist).  We offer hassle-free direct billing and co-ordination of benefits with your insurer.  Please note that if you are involved in an accident with a car, ou are free to attend your clinic of choice, andwe are able to provide the same treatment and administrative services as clinics recommended by your insurer.

Workplace Safety and Insurance Board (WSIB)

 Workplace injuries can be life-altering, affecting your ability to work and carry out daily activities, and at St George Physiotherapy Clinic, we understand the challenges that come with work-related injuries and are dedicated to help you recover. If you have been injured on the job, the Workplace Safety and Insurance Board (WSIB) can help cover your treatment costs.  This is to ensure that you get the care you need without the added financial stress.  Please contact us for more details.


PUBLICLY-FUNDED PHYSIOTHERAPY COVERAGE

Depending on whether you meet eligibility criteria, physiotherapy may be in some cases covered by our Ministry of Health, the Federal Government, or our individual hospital partners.

Community Physiotherapy Clinic Program (OHIP)

Contrary to common belief, there is publicly-covered Physiotherapy in Ontario.   In order to determine if you are eligible for Publicly-Funded Physiotherapy, please click on the following link: https://www.ontario.ca/page/physiotherapy-clinics-ohip-funded

St. George Physiotherapy Clinic is one of the few providers of a publicly-funded and time-limited course of Physiotherapy in our local Ontario Health region.  ***This option is only available at St George Physiotherapy - Museum Location

Interim Federal Health (IFH) Program

In Canada, the IFHP provides limited, temporary coverage of health-care benefits to people in the following groups who aren’t eligible for provincial or territorial health insurance:

  • protected persons, including resettled refugees;
  • refugee claimants

Physiotherapy may be covered under the benefits and you will need a physician or nurse practitioner referral and a valid refugee claimant protection document in order to request a pre-authorization for services. Please call us for further details.

Bundled Care Funding Model for hip, knee and shoulder replacement surgery.

St. George Physiotherapy offers physiotherapy treatment covered by the hospital where you have had your hip, knee, or shoulder replacement if you have had your surgery in Ontario.  You must not have received any publicly-funded outpatient Physiotherapy and you need your surgeon's referral note as well as the bundled funding package from your hospital in order to be considered.  Please contact us if you need further details.  ***Only available at St George Physiotherapy - Museum Location.

Additional Insurance Billing Information

Person on computer

Extended Health Care Benefits

You may have access to coverage for our services through your extended health care benefits package.  The type and amount of coverage varies from plan to plan.  Please contact your benefits provider to determine what you coverage is.  If you require some aid in navigating your coverage, please speak to our front desk.  We will do our best to assist you.

Direct Billing

Did you know that St. George Physiotherapy  Clinic offers direct billing services for the treatment you receive at the clinic?  The ability to bill directly depends on your plan and provider.  Free yourself of all the work and hassle of tracking your invoices, receipts, reimbursement! Please speak to the front desk for further details.  Currently, we may be able to directly bill the following insurers:

  • Greenshield
  • Great West Life
  • ManuLife
  • Sun Life Financial
  • Desjardins Insurance
  • Industrial Alliance
  • Blue Cross
  • Johnson
  • Johnston Group
  • Chambers of Commerce Group Insurance Plan
  • CINUP
  • Cowan
  • First Canadian Insurance Corporation
  • Group Health Benefit Solutions
  • Manion
  • Maximum Benefit

Student Coverage

  • If you are a Full-Time undergraduate student at the University of Toronto's downtown campus,  and have not opted out of the Health and Dental Plan, your coverage is through Desjardins.  We cannot bill directly on your behalf but an easy to use app is available for you to get reimbursed quickly, safely, and easily.  For more details, please visit https://www.utsu.ca/health/
  • If you are a Graduate Student at the University of Toronto's downtown campus and have not opted out of your Health and Dental Plan,, you are covered under Greenshield and we may be able to bill directly on your behalf.  For more details, please visit https://www.utsu.ca/health/
  • If you are a Part-Time Undergraduate Student at the University of Toronto's downtown campus and have not opted out of your Health and Dental Plan,, you are covered under Greenshield and we may be able to bill directly on your behalf.  For more details, please visit https://www.utsu.ca/health/

Links to Claims Forms

Desjardins: 

Great West Life:

Manulife:

Sunlife:

Greenshield (non- U of T students):

Motor Vehicle Accidents

Hassle Free direct billing and co-ordination of benefits is standard at St George Physiotherapy.  You are free to attend your clinic of choice, as we are able to provide the same treatment and administrative services as clinics recommended by your insurer.  You are not required to go to the clinic that your insurer recommends, and choosing St George Physiotherapy over a clinic recommended by your insurer does NOT change your claim in any way.

Workplace Safety and Insurance Board (WSIB)

Direct Billing is standard for WSIB services at St. George Physiotherapy Clinic.  Approved WSIB claims are fully covered and we handle billing and coordination.  If you've been injured on the job, contact us and we’ll guide you through the next steps.

Virtual Care

Coverage for Virtual Physiotherapy Services are currently being supported by the following insurers:

- Canada Life/Great West Life

- Sun Life Canada

- Green Shield Canada

- Manulife

- Medavie Blue Cross

-SSQ (for some regions and plans but not all)

-Equitable Life of Canada (covered for those who have virtual care included in their plans)

Not Sure If You Are Covered?

Send us an email at info@stgeorgephysio.ca or call us at 416-921-4587

Find out more

Contact Us

Contact Form

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Book An Appointment

📞 Call Us or Fill in the form and we'll get you sorted.

General Information

180 Bloor Street West, Toronto, Ontario M5S 2V6, Canada

899 Bay Street, Toronto, ON M5S 3K6 , Canada Phone: (416) 921-4587 Email: info@stgeorgephysio.ca

Hours (Museum Location Only)

Mon

07:00 a.m. – 06:30 p.m.

Tue

08:00 a.m. – 06:00 p.m.

Wed

07:00 a.m. – 06:30 p.m.

Thu

08:00 a.m. – 06:00 p.m.

Fri

07:00 a.m. – 05:00 p.m.

Sat

09:00 a.m. – 02:00 p.m.

Sun

Closed

Copyright © 2025 www.stgeorgephysio.ca - All Rights Reserved.

  • Home
  • Our Team
  • Testimonials
  • Preparing For Appointment
  • Contact Us
  • Insurance & Coverage
  • Blogs
  • LOCATIONS

info@stgeorgephysio.ca --- 416-921-4587

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept